Retirement Planning

As an established independent financial services company, we recognise that the pensions world never stands still.  We are able to provide advice and guidance on all aspects of retirement planning and how it interacts with Government legislation, taxation, means-testing and state provision including the State Second Pension (S2P). Call us now and one of our Financial Advisers will be happy to help or arrange a call back

Effective Retirement Planning

Taking money out of your pension is a significant decision and one that shouldn’t be taken lightly as there may be tax implications. Alternatively, by doing nothing and sitting on an old pension could mean you can’t take advantage of new opportunities to pass your pension on to love ones if you die.

Have you taken time to review your retirement date?

Why choose Gale and Phillipson?

Our Independent Financial Advisers can help you with retirement planning by:

  • Working with you to understand your pre and post retirement goals
  • Understanding the state pension age, alongside the age you wish to retire
  • Understanding how much income you will need in retirement
  • Offering solutions from the ‘whole of market’ for drawing retirement benefits and securing an income in retirement

Gale and Phillipson use our wide-ranging and specialist knowledge of retirement planning and research tools to enable us to make sound personal planning recommendations

When you are thinking about retirement planning, we help you:

  • draw up an initial plan,
  • help with retiring early
  • help with reviewing any existing retirement plans.

By working with us, you won’t need to worry about retiring on less income than you would like.



Call us now and one of our Financial Advisers will be happy to help or arrange a call back
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We have locations in both London and the North East

Newcastle | Richmond | Northallerton | London

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Regulatory Statement

Gale and Phillipson Investment Services Ltd, Gale and Phillipson Advisory Services Ltd, Gale and Phillipson General Financial Services Ltd are all authorised and regulated by the Financial Conduct Authority (Reference Numbers 431387, 142752, 195080) and trade under the name Gale and Phillipson. Gale and Phillipson (SE London) Ltd is authorised and regulated by the Financial Conduct Authority (Reference Number 195522) and trades as Indigo Financial Advisors. Registered in England and Wales numbers 05409822, 02232959, 03751076 and 04077157. Registered office: Gallowfields House, Fairfield Way, Richmond, DL10 4TB.