Retirement Planning

As an established independent financial services company, we recognise that the pensions world never stands still.  We are able to provide advice and guidance on all aspects of retirement planning and how it interacts with Government legislation, taxation, means-testing and state provision including the State Second Pension (S2P).

Call us now and one of our Financial Advisers will be happy to help or arrange a call back

Making the most of recent pension reforms

On one hand, taking money out of your pension is a significant decision and one that shouldn’t be taken lightly as there may be tax implications. On the other hand, doing nothing and sitting on an old pension could mean you can’t take advantage of new opportunities to pass your pension on to love ones if you die.

Why choose Gale and Phillipson?

Our Independent Financial Advisers can help you with retirement planning by:

  • Working with you to understand your pre and post retirement goals
  • Understanding the age you wish to retire & the flexibility of income you need in retirement
  • Understanding the effects of inflation
  • Offering retirement solutions from the ‘whole of market’ in all areas of planning for retirement in line with your objectives
  • Offering solutions from the ‘whole of market’ for drawing retirement benefits and securing an income in retirement
  • Using our wide-ranging and specialist knowledge of retirement planning and annuity products and a variety of research tools to make sound personal planning recommendations

Whether you are thinking about retirement planning – drawing up an initial plan, retiring early, reviewing existing plans, or even considering drawing your benefits from existing schemes (company or private), with so many factors to consider, most people worry about retiring on less income than they would like.



Call us now and one of our Financial Advisers will be happy to help or arrange a call back
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We have locations in both London and the North East

Newcastle | Richmond | Northallerton | London

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Regulatory Statement

Gale and Phillipson Investment Services Ltd, Gale and Phillipson Advisory Services Ltd, Gale and Phillipson General Financial Services Ltd are all authorised and regulated by the Financial Conduct Authority (Reference Numbers 431387, 142752, 195080) and trade under the name Gale and Phillipson. Gale and Phillipson (SE London) Ltd is authorised and regulated by the Financial Conduct Authority (Reference Number 195522) and trades as Indigo Financial Advisors. Registered in England and Wales numbers 05409822, 02232959, 03751076 and 04077157. Registered office: Gallowfields House, Fairfield Way, Richmond, DL10 4TB.

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