How we get paid

We charge for our services in various ways. We discuss these with you before you make any commitment.

Initial Service

For any initial service (including work on the Transactional Service) all fees and any applicable VAT will be fully disclosed formally in our Service and Fee Agreement, which we will ask you to sign before we undertake any work – as confirmation of your understanding of the service you have asked Gale and Phillipson to provide and the associated cost of these services.  Any agreed fee will also be confirmed in writing in your Financial Planning Report or relevant product disclosure documentation.  Where we receive any initial commission as a result of providing a service to you, we will tell you. It will be rebated to you or used to meet the cost of our services to you.

There are a number of ways how you can pay for an initial service:

  • Percentage of investment or pension funds
  • Fixed project or banded fees
  • Commission
  • A combination of Fees and Commission

Ongoing Service (Partnership Service)

These fees cover the cost of our ongoing advice and investment management services.

  • Percentage of investment or pension funds

Privacy Statement

Gale and Phillipson Ltd and its subsidiaries Gale & Phillipson (Life & Pensions) Ltd and Gale & Phillipson (Financial Management) Ltd are authorised and regulated by the Financial Conduct Authority (FCA 431387, 142752 and 195080) and all trade under the name Gale and Phillipson. Registered in England and Wales, numbers 05409822, 03751076 and 02232959. Registered office: Gallowfields House, Fairfield Way, Richmond, DL10 4TB.