Resources

Gale and Phillipson Services Brochure

Spring is finally here. With that in mind, now is the perfect time to give your finances a little spring clean.

Having seen off two immoveable, final deadlines our Prime Minister refused to move, we have a new, third final Brexit date of 31st Octber 2019. Read our Investment Director’s summary here.

Read our full breakdown of the Spring Statement here.

At this time of year, it’s a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about your future financial goals, we can help to start you off on the right financial footing. It’s well worth spending some time to think about your money so you can achieve your goals as quickly as possible.

ISAs are tax-efficient wrappers. Every tax year, we each have an annual ISA allowance. If you don’t take full advantage of using all or part of it in one tax year, you cannot carry it over to the next. There are currently six different types of ISA.

Writing a Will may seem daunting – and with everything else we should be thinking about, it becomes just another chore on the to-do list. However, getting your affairs in order and planning what you want to pass on to loved ones – whether it’s while you’re alive or after you’ve passed away – is really important.

An ISA is a tax-efficient investment wrapper in which you can hold a range of investments, including bonds, equities, property, multi-asset funds and even cash, giving you control over where your money is invested.

Have you made your New Year’s resolutions? Considering that the most common topics are health and finances, there’s a pretty good chance that at least one of them involves a financial goal

Research has found that 73% of cohabiting families do not have a life insurance policy, compared to 56% of married couples. This is leaving thousands at risk as cohabiting couples do not enjoy the same rights as married couples. Read our factsheet to learn more about life insurance and protecting your family.

Within an ISA, you can reallocate your portfolio according to your outlook and needs at any time without losing any of the tax benefits. Read this factsheet to find out more about ISAs.

Planning and timing are the upmost importance when it comes to funding for long-term care. Read this factsheet to review things to think about when it comes to funding long-term care.

We all know that markets can go up and down and can sometimes be quite extreme. Read our factsheet to find out more about managing investing risk during turbulent markets.

Whatever phase of investment you are in, there is always a valuable role for effective diversification. Read our factsheet to review considerations for managing investment risk

Getting the right life insurance policy means working out how much money you need to protect your dependants. Read our factsheet to review some considerations for the most effective ways to manage investment risk

Designing a custom investment portfolio needs to be reviewed periodically. Read our factsheet which highlights considerations for the best options to suit your particular objectives

When putting together an investment portfolio, there are a number of asset classes, or types of investments, that can be combined in different ways. Read our factsheet to find out more about putting together an investment portfolio.