Resources

Guide to 2020/21 year-end tax planning

Guide to getting your finances in order

Click to read our Sep/Oct Financial Magazine

Understandably, the current coronavirus (Covid-19) situation is causing worry among people, particularly elderly and vulnerable people, many of whom have been self-isolating. It’s estimated that more than half of British adults have not made a Will.

It is becoming uncomfortably clear that while not everyone has been physically affected by coronavirus (COVID-19), many of us could be impacted financially. During the pandemic, some savings and many investments have been volatile, as have wages and jobs security.

Discover a clearer financial future

5 tips that add up to teaching your child about money matters

The end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs and exemptions that could help reduce your tax bill and make sure your finances stay tax-efficient.

Many people have savings and investment goals in their life, from the old adage of saving for a rainy day to planning for a comfortable retirement. Working out exactly what you want to get out of your investments will help you set realistic targets and keep you on track.

Spring is finally here. With that in mind, now is the perfect time to give your finances a little spring clean.

At this time of year, it’s a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about your future financial goals, we can help to start you off on the right financial footing. It’s well worth spending some time to think about your money so you can achieve your goals as quickly as possible.

Writing a Will may seem daunting – and with everything else we should be thinking about, it becomes just another chore on the to-do list. However, getting your affairs in order and planning what you want to pass on to loved ones – whether it’s while you’re alive or after you’ve passed away – is really important.

An ISA is a tax-efficient investment wrapper in which you can hold a range of investments, including bonds, equities, property, multi-asset funds and even cash, giving you control over where your money is invested.

Have you made your New Year’s resolutions? Considering that the most common topics are health and finances, there’s a pretty good chance that at least one of them involves a financial goal

Research has found that 73% of cohabiting families do not have a life insurance policy, compared to 56% of married couples. This is leaving thousands at risk as cohabiting couples do not enjoy the same rights as married couples. Read our factsheet to learn more about life insurance and protecting your family.

Within an ISA, you can reallocate your portfolio according to your outlook and needs at any time without losing any of the tax benefits. Read this factsheet to find out more about ISAs.

Planning and timing are the upmost importance when it comes to funding for long-term care. Read this factsheet to review things to think about when it comes to funding long-term care.

We all know that markets can go up and down and can sometimes be quite extreme. Read our factsheet to find out more about managing investing risk during turbulent markets.

Whatever phase of investment you are in, there is always a valuable role for effective diversification. Read our factsheet to review considerations for managing investment risk

Getting the right life insurance policy means working out how much money you need to protect your dependants. Read our factsheet to review some considerations for the most effective ways to manage investment risk

Designing a custom investment portfolio needs to be reviewed periodically. Read our factsheet which highlights considerations for the best options to suit your particular objectives

When putting together an investment portfolio, there are a number of asset classes, or types of investments, that can be combined in different ways. Read our factsheet to find out more about putting together an investment portfolio.