Equity Release Advisers Newcastle

If you are considering equity release as a financial solution in later life, then getting independent and qualified advice could not be more important. Equity release is a complicated area of mortgages and will not be suitable in every circumstance. Ensuring that your equity release adviser is operating under a minimum set of expectations is a good way of assessing whether you are receiving the best advice possible.

Equity release can be a means to access the equity from your home in the form of a lump sum or an additional income.

Clearly many older people have built up substantial equity in their property, especially as prices have risen over recent years. However, it doesn’t automatically follow that equity release is the right answer if they do find themselves ‘property rich and cash poor.’ Indeed, they may be looking to take equity from their property to support younger generations.

As with many aspects of financial planning there are distinct pros and cons to equity release.

Raising cash from your own home is a big decision and requires the support and guidance of financial advice and mortgage experts.

Our experienced equity release and mortgage advisers have knowledge of all equity release lenders and work alongside our Later Life Financial Advisers to ensure that equity release is the right thing for the client initially.

Our qualified later life team are members of the Society of Later Life Advisers and can provide clients with reassurance around important decisions surrounding equity release as they have specialist knowledge and understanding of financial matters in later life. Our team understands the often difficult decisions involved and sensitivities that can surround the family.

The team will look at any areas of eligibility for Local Authority grants and other state benefits and undertake a financial review.

  • Our team will work with you and your family to:
  • Provide independent financial advice on the best way to meet your financial requirements
  • Analyse your eligibility to state benefits (or assist with applications where appropriate)
  • Review your financial portfolio
  • Provide inheritance tax advice
  • Provide equity release advice



Call us on 01609 760960 and one of our Equity Release Advisers will be happy to help or arrange a call back

Later Life Team and Equity Release Mortgage Team

Kay Brown

Mortgage Consultant (North England)

Richard Rutherford

Mortgage Manager (North England)

Christine Ward-Foxton

Mortgage Consultant (North England)

Elaine Snow

Mortgage Consultant (London & South England)

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We have locations in both London and the North East

Newcastle | Richmond | Northallerton | London | Swanley | Hertfordshire | Camberley

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Regulatory Statement

Gale and Phillipson Investment Services Ltd, Gale and Phillipson Advisory Services Ltd, Gale and Phillipson General Financial Services Ltd and Gale and Phillipson (SE London) Ltd are all authorised and regulated by the Financial Conduct Authority (Reference Numbers 431387, 142752, 195080, 195522).  Gale and Phillipson (Herts) Ltd and Gale and Phillipson Consulting Ltd are appointed representatives of Gale and Phillipson Advisory Services Ltd.  Gale and Phillipson (Surrey) Ltd is an appointed representative of Gale and Phillipson Investment Services Ltd. (Reference Numbers 615821, 811525, 703337). All companies trade under the name Gale and Phillipson and are registered in England and Wales numbers 05409822, 02232959, 03751076, 04077157, 08864945 and 04823391.  Registered office for all companies is Gallowfields House, Fairfield Way, Richmond, DL10 4TB.