Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services.

Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the long term.  Our team would then undertake research and provide tailored retirement planning recommendations to help clients plan for, enter into and navigate their way through their retirement.

By working with clients to review what income they want to retire on, what they can afford to put away and reviewing how retirement income is being managed correctly once retired, our retirement and pension advisers in Newcastle can help you to make the most of your retirement.

Experienced in providing specialist pension advice in Newcastle

With over 115 years experience in financial services, our Pension Advisers can help you develop the right retirement plan to make it affordable for you and to enable you to make the most of tax reliefs available.

As an established independent financial services company in Newcastle, we recognise that the pensions world never stands still.  We are able to provide advice and guidance on all aspects of retirement planning and how it interacts with Government legislation, taxation, means-testing and state provision including the State Second Pension (S2P).

With clients across Tyne & Wear: Newcastle upon Tyne, Sunderland, Durham, and Gateshead, we provide clients with straightforward retirement and pension advice, at your home or at our offices.

Newcastle Pension Advice Team

Paul Moat

Wealth Planning Adviser

Paul joined the company in 2016, working from our Newcastle office. Paul had worked in financial services for 14 years and has previously gained a wide range of experience within UK banks in the Commercial and Private banking departments. Before joining Gale and Phillipson, Paul worked for a national Independent Financial Advice firm where he developed his knowledge in the independent market. His expertise lies in dealing with private clients, directors and clients looking at retirement. Paul also helps Directors to protect key employees and extract profits in a tax efficient manner, advising clients on managing the taxation, risk and costs of their wealth. In his spare time, Paul enjoys golf, football, running, and has a 'new found' hobby of climbing.

Craig Annan

Wealth Planning Adviser

Craig joined the company in 2016. He has over 22 years’ experience in the financial services industry - the majority of which has been working as an Independent Financial Adviser. Craig works with clients who have a wide range of personal financial planning needs and has a wealth of experience in all areas of financial planning, however he does specialise in pre- and post-retirement advice, wealth management, inheritance tax and estate preservation. He also works with corporate clients to look at areas of corporate protection.

As a country boy at heart, Craig enjoys using his spare time to enjoy travelling, fly fishing, walking, discovering new restaurants and live music.

Paul Bain

Wealth Planning Adviser

Paul joined the company in 2014. He works with clients who have a wide range of either corporate or personal financial planning needs and has a wealth of experience in all areas of financial planning, however Paul does specialise in Inheritance Tax / Trust planning and pre- and post-retirement advice. With over 17 years in the financial services industry - the majority of which was within the High Street Bank Wealth Management division - Paul has worked both as a Financial Adviser and a Manager. In his spare time Paul enjoys spending time with his family but he can often be found covered in mud being put through his paces in the extreme physical challenges of the 'Tough Mudder' obstacle courses.

Adam Henderson

Wealth Planning Adviser

Adam joined the company in 2014, having spent over 11 years in the industry. Prior to joining Gale and Phillipson, Adam spent 4 years as a partner of a FTSE100 Wealth Management organisation. Adam advises both private individuals and corporate clients on all aspects of financial planning. In his spare time, Adam’s family keep him busy although he does manage to play football once a week.


Newcastle Office

Collingwood Buildings
38 Collingwood Street
Newcastle Upon Tyne
NE1 1JF

0191 2299722


Newcastle News

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Is buy-to-let no longer such a good deal?

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…

New HMRC rule change could cut thousands of pensioners' income by 10pc

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…

Your Pre-election Summary 2017

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…


Financial Planning News

View All News

Is buy-to-let no longer such a good deal?

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…

New HMRC rule change could cut thousands of pensioners' income by 10pc

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…

Your Pre-election Summary 2017

Providing specialist pension advice in Newcastle, we provide a range of retirement and pension planning services. Our pension advisers work with clients by providing an initial individual retirement planning and pension review, working with them to understand their objectives – both in the short term and the…


Privacy Statement

Gale and Phillipson Ltd and its subsidiaries Gale & Phillipson (Life & Pensions) Ltd and Gale & Phillipson (Financial Management) Ltd are authorised and regulated by the Financial Conduct Authority (FCA 431387, 142752 and 195080) and all trade under the name Gale and Phillipson. Registered in England and Wales, numbers 05409822, 03751076 and 02232959. Registered office: Gallowfields House, Fairfield Way, Richmond, DL10 4TB.